Employer solutions
Benefits designed like a balance sheet, not bought like a catalog.
Four of the six Total Rewards spokes live here. Forge sets the strategy and the benchmarks; our insurance partner, Think Insurance Group, markets, places and services the coverage.
Who does what
- Forge advises: strategy, benchmarking, audit and concierge.
- Think Insurance Group places: healthcare, employer-paid and voluntary coverages.
Healthcare Cost Management
Placed & serviced by Think Insurance GroupHealthcare is usually the largest and least examined benefits line. We read it the way a CFO reads a financial statement: where the claims dollars go, whether your funding model still fits, and whether your carriers match the workforce you have today.
- Claims analysis
- Fully insured vs. self-insured evaluation
- Carrier alignment
- Renewal review before you sign
- Funding strategy tied to your P&L
- Placed and serviced by Think Insurance Group
Employer-Paid Coverages
Placed & serviced by Think Insurance GroupThe protection the company provides for everyone. Designed around the demographics and life stages of your team, rather than the package a carrier happens to sell.
- Group life
- Disability
- Critical care
- Plan design matched to your workforce
Voluntary Benefits
Placed & serviced by Think Insurance GroupEmployee-funded buy-ups that let each person add the coverage their household needs. Chosen to fill the gaps the core plan leaves, and explained one-on-one so people actually use them.
- Enhanced life
- Disability
- Cancer
- Critical illness
P&L Benchmarking
Advised by ForgeAgnostic compensation and benefits market data across roles, industries and geographies. No carrier, product or region skews the comparison, so you see what competitive actually means for your company.
- Compensation benchmarking by role
- Benefits benchmarking by industry
- Geographic market comparisons
- 100% agnostic, data-backed
Human capital is 30–40% of the operating budget. Benchmark it like it is.
The goal is simple: align what you intend your benefits to do with what they actually do. That shows up as retention, lower turnover, and real leverage when you are hiring against larger competitors.
Spoke 05: Tax-qualified wellness → Spoke 01: Wealth & retirement →
See where your plan stands against the market.
The flat-fee benefits audit and benchmark cost study reviews all six spokes and hands you a prioritized plan.