Track B · Employees & families
Benefits only work when people understand them.
Every employee and their family gets one-on-one guidance from people who understand money, not just insurance. It is how a benefits plan turns into a reason to stay.
Included in every engagement
Dual-tier concierge service
Owners get Track A. Everyone who works for them gets Track B.
One-on-one guidance on coverage gaps
Advised by ForgeA private conversation about what each person’s household actually needs, what the company plan already covers, and where the gaps are.
- Private, one-on-one conversations
- Plain-language plan explanations
- Coverage gap review
- Help choosing voluntary buy-ups
401(k) consolidation & rollovers
Advised by ForgeOld accounts from past employers are easy to lose track of. We help employees see everything in one place and understand their options.
- Finding and reviewing old accounts
- Consolidation options
- Rollover guidance
- Coordination with the company plan
Special-needs dependent planning
Advised by ForgeFamilies caring for a dependent with special needs face planning questions most benefits programs never address. We start that conversation with them.
- Guidance for families
- Planning conversations
- Coordination with benefits
- Referrals where specialized help is needed
Long-term care & eldercare strategies
Advised by ForgeMany employees are caring for parents while raising kids. We help them think through long-term care and eldercare before it becomes a crisis.
- Long-term care strategies
- Eldercare planning
- Family conversations
- Options explained without a sales pitch
Coverage questions that require a licensed agent are handed to our insurance partner, Think Insurance Group, so employees always get a qualified answer.
Give your team an advisor, not a brochure.
The employee concierge is part of every Forge engagement. It starts with a conversation with you.